Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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Welcome to Midtown Bay!
Hello! Thank you for visiting
🔱Midtown Bay 滨海名汇 🔱 !
* TOP Soon!
* Integrated development

🗝️𝙉𝙀𝙒 𝙎𝙏𝘼𝙍𝘽𝙐𝙔 𝙐𝙉𝙄𝙏𝙎 𝙅𝙐𝙎𝙏 𝙍𝙀𝙇𝙀𝘼𝙎𝙀𝘿🗝️

9 Starbuy Units (𝘱𝘳𝘪𝘤𝘦 𝘢𝘧𝘵𝘦𝘳 2% 𝘥𝘪𝘴𝘤𝘰𝘶𝘯𝘵)
#18-02 - 409sqft $1,545,000 nett
#16-07 - 484sqft $1,716,000 nett
#17-07 - 484sqft $1,747,000 nett
#18-07 - 484sqft $1,811,000 nett
#16-08 - 484sqft $1,749,000 nett
#17-08 - 484sqft $1,779,000 nett
#18-08 - 484sqft $1,843,000 nett
#16-09 - 474sqft $1,678,000 nett
#17-09 - 474sqft $1,709,000 nett

❓𝗪𝗛𝗔𝗧 𝗜𝗦 𝗧𝗛𝗘 𝗔𝗟𝗟𝗨𝗥𝗘 𝗢𝗙 𝗠𝗜𝗗𝗧𝗢𝗪𝗡 𝗕𝗔𝗬❓

📀A MEGA INTEGRATED DEVELOPMENT
* With Bugis MRT Interchange; Retail Malls; F&B outlets & Fitness and wellness!
📀770,000SQFT OF GRADE A OFFICE SPACE
* leasing to MNCs, Tech companies, Pharmaceutical companies
📀MIDTOWN HUB
* 80,000 sqft Network Hub, that includes lounges, soundproof office pods, fully fitted hybrid meeting rooms, and conference facilities
📀 𝗧𝗢𝗣 𝗦𝗢𝗢𝗡!


*Pricing and availability subject to change anytime without prior notice.

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